Investment Options Better Than PPF

We invest our earnings for a variety of reasons. While some invest to meet their children’s educational expenses, others do so to fund their post-retirement life. But the key aim for all is to attain financial stability over the long-term. The typical mindset of most people is that you have to work more to earn […]

How to build an Investment Portfolio

Having a separate Investment Portfolio for each financial goal gives you the best chance of fulfilling them. However, some believe that having different goals for different financial goals is not the correct way.  According to few others, we should have a single portfolio and then allocate amounts to various goals. Managing different portfolios is tough […]

How to Invest in Shares

How to Invest in Shares in INDIA: If you have a fair amount of money to invest and if you are planning to invest them in Equity, here is something for you. First, you need to get a Demat account. To be frank, you cant invest in shares without a demat account as shares cannot […]

What is the Importance of Systematic Investment Plan (SIP)

Systematic Investment Plan (SIP) is all about investing a fixed sum regularly in an equity fund, regardless of market conditions. Over the long term, you end up buying more units when the markets are down and fewer when the markets are up. Thus, your average purchase price is much likelier to be lower than what […]

National Pension System (NPS) Details and Benefits

National Pension System (NPS) was earlier a Compulsory retirement fund for government employees (except army forces). NPS was introduced in 2009 for central and state government employees to replace old benefit-based scheme. Earlier, pension was based on the average of emoluments (basic salary, DA and standard allowances) earned during the last ten months of service […]

How Investors should react when markets crash

It is time to be calm and do not reconsider your decision to invest in equity funds. Stay focused on your long term goals. Indian investors were in for a rude shock on Saturday, June 18, when the RBI Governor announced his decision to move to academia when his term ends in September, 2016. They […]

Things to Know Before Starting your First Mutual Fund Investment

Timing the entry is crucial in equity markets. If you get it wrong, the situation can be salvaged by exiting at the right time. However, wrong fund selection, especially by those making their first mutual fund investment, can lead to losses that can put them off mutual funds forever. What should be your first mutual […]

Top 10 Mutual Funds to Invest in India for SIP

Mutual funds are good investment products for people who are not risk-averse. Today we can check out the top 10 mutual funds in India for SIP in 2016-17. We did not just take past performance into consideration to rank the top 10 best mutual funds. We have also listed them based on how they can […]

Study on Investment in Equity and Mutual funds

Each investment alternative has its own strengths and weaknesses. Some options seek to achieve superior returns (like equity), but with corresponding higher risk. Other provide safety (like PPF) but at the expense of liquidity and growth. Other options such as FDs offer safety and liquidity, but at the cost of return. Mutual funds seek to […]